Review of the financial position
We examine available income, expense and balance sheet information. Trends and areas requiring additional information are identified for discussion.
EXPERTISE FOR YOUR BUSINESS
Financial advisory
Analysis and guidance for informed financial decisions.
From information to reasoned decisions.
Rising revenue does not always explain a business’s financial position. Strong sales can coexist with late collections, unclear expenses or payments concentrated in the same period. Financial advisory brings these elements into a connected view.
We help you analyse the information available, identify the main questions and build an understandable plan. The discussion may focus on cash flow, budgeting, cost structure or a specific business decision.
Analysis is based on available data and explicitly stated assumptions. It supports comparison of options and understanding of their implications; future outcomes are not treated as guaranteed.
Who is this service for?
- Owners and managers seeking clarity on performance
- Businesses planning expansion or operational changes
- Companies coordinating expected receipts and payments
- Businesses seeking a better understanding of their costs
What your business gains
- A clearer understanding of profit and available cash
- Documented assumptions for planning
- Comparison of alternatives before a commitment
- Clearer priorities for monitoring the business
Scope
What the engagement includes
Cash flow planning
We organise expected receipts and payments by period. This helps identify potential gaps and areas where payment timing needs coordination.
Budgeting and cost review
We separate the main categories and discuss how they can be monitored. Where the data allows, planned figures are compared with actual performance.
Scenario comparison
We consider how the position might change if sales, costs or collection timing differ. Assumptions are made visible so that the comparison can be understood.
Action summary
Findings are translated into practical discussion points: what to monitor, which information is missing and which decisions need more detailed analysis.
Our process
How we organise the work
The business question
We define the decision or concern you want to address, the planning horizon and the information available.
Analysis and assumptions
We organise the data, assess its limitations and develop the relevant comparisons. Assumptions are discussed with you.
Discussion and plan
We explain the findings in clear language and agree what should be followed up within the scope of the engagement.
Documents
What we need to get started
Analysis is easier to prepare when comparable information is available for the relevant periods:
- Financial reports and sales summaries
- Main expenses and relevant contracts
- Customer and supplier balances
- Expected receipts and payments
- Business objectives and plans under consideration
Frequently asked questions
Can analysis help a small business?
Yes. It can focus on a few practical questions, such as collection timing or major expenses. The depth of the work is adapted to the size of the business and the information available.
What is the difference between profit and liquidity?
Profit concerns income and expenses for a period, while liquidity concerns cash available to make payments. A recorded sale may not yet have been collected, so both views need to be considered together.
Does a plan guarantee a particular result?
No. Plans rely on information and assumptions that can change. Their value lies in making options, risks and possible actions easier to understand.